Date of Latest Update: April 10, 2025

Welcome to www.brokerlifesocials.com (“the Site”), owned and operated by Broker Life Socials. These Terms and Conditions (“Terms”) govern your access to and use of the Site, including any digital content, subscriptions, and memberships. Please read them carefully.

By accessing this Site or subscribing to any membership, you agree to these Terms in full.

1. Definitions

• “Site” refers to www.brokerlifesocials.com and all associated pages.

• “Membership” refers to any paid subscription plan, including Social Media, Email, Blog Post, Pro, and 10x Growth Mastermind tiers.

• “Content” includes social media graphics, captions, blog posts, email campaigns, images, and all other digital marketing materials provided by Broker Life Socials.

• “User” or “You” refers to the person or entity accessing or using the Site and its services.

• “Subscription” refers to the recurring membership service chosen at checkout.

2. Intellectual Property

All content on the Site—including graphics, blog posts, email templates, hashtags, and branding—is the exclusive property of Broker Life Socials and its creators.

License to Use Content

Members are granted a limited, non-exclusive, non-transferable license to use the content for their own personal or business marketing. You may not resell, redistribute, share, sublicense, or use content for commercial resale purposes under any circumstance.

3. Eligibility and Use

By signing up, you confirm that:

• You are a licensed Canadian mortgage professional (or working under a licensed mortgage team/firm).

• You are using the membership content solely for your own business or client marketing use.

• You are at least 18 years of age and legally capable of entering into binding contracts.

4. Account Responsibilities

When you create an account, you agree to:

• Maintain the security of your login credentials.

• Provide accurate and current personal or business information.

• Update your profile if your information changes.

We reserve the right to suspend or terminate any account for suspected fraud, misuse, or violation of these Terms.

5. Memberships and Subscriptions

Broker Life Socials Monthly Memberships

We offer subscription-based memberships that provide monthly marketing content, which may include:

• Social Media Posts (graphics, captions, and hashtags)

• Email Campaigns (email copy and related images)

• Blog Posts (ready-to-post blog copy with images)

Cancellation Policy

Subscriptions renew automatically. You may cancel at any time, but must email us directly at yourfriends@brokerlifesocials.com to process your cancellation.

Members cannot cancel their membership directly through the website.
To avoid being billed for the next cycle, please email your cancellation request at least 4 calendar days before your next billing date.

Refund Policy

As digital content is delivered in full upon sign-up, no refunds will be issued. We encourage you to reach out with any questions before purchasing.

10x Growth Mastermind

The 10x Growth Mastermind is a 12-month coaching and mentorship program for serious Canadian mortgage professionals.

By enrolling, you agree that:

• Your subscription is a non-cancellable, 12-month commitment.

• No early termination or refunds are permitted for any reason.

• You will gain full access to all Broker Life Socials Pro, Email, and Blog Post content as part of your program.

This firm commitment ensures the integrity of the coaching experience and the success of all members involved.

6. Payment Terms

All payments are processed securely via Stripe. By submitting your payment details, you authorize Broker Life Socials to charge your selected payment method for the amount due.

We reserve the right to cancel or reverse any transaction that we believe violates applicable laws or these Terms.

7. Modifications to Services or Pricing

Broker Life Socials reserves the right to modify pricing, discontinue services, or update membership offerings at any time. We will provide advance notice of any significant changes to active members. Continued use of the membership after changes implies acceptance.

8. Technical Access and Availability

We aim to provide uninterrupted access to your content, but we are not responsible for delays, outages, or interruptions caused by:

• Internet connectivity issues

• Third-party hosting services

• System maintenance or upgrades

9. Consumer Protection

Where applicable, these Terms are subject to Canadian consumer protection legislation. If a portion of these Terms conflicts with mandatory consumer laws, the relevant laws will prevail, and the rest of the Terms will remain valid.

10. Limitation of Liability

Broker Life Socials, including its owners, employees, affiliates, and agents, shall not be held liable for:

• Indirect, incidental, or consequential damages

• Losses arising from use of the Site or content

• Delays in service delivery

Use of the Site and its materials is entirely at your own risk.

11. Indemnification

You agree to indemnify and hold harmless Broker Life Socials, its employees, partners, and affiliates from any claims, damages, or expenses (including legal fees) arising from your use of the Site or violation of these Terms.

12. Severability

If any part of these Terms is deemed invalid under applicable law, that portion will be removed and the remaining Terms will continue in full force.

13. Email Communications

By becoming a member, you consent to receive email communications from Broker Life Socials for:

• Membership updates

• Content delivery

• Billing notifications

• Support and system announcements

We will never share your information with third-party marketers. You may unsubscribe from non-essential emails at any time by using the link in the footer of our messages.

14. Contact

For all support inquiries, cancellations, or questions about these Terms, please contact:

📧 yourfriends@brokerlifesocials.com